In this comprehensive and clear money-management guide, chapters one through eight define money, explore ways to get it, and explain resources that help a teen handle, save, invest, and give. Brancato focuses on four teen hot spots-value, cell phones, cars, and credit-and emphasizes the importance of money education, relationships with family and friends, and the relationship between money and one's future. The author emphasizes that handling money with perspective and balance leads to handling life well. Teen anecdotes and statements throughout the book, even an introductory poem, highlight this theme and important information in the text. Reminder lists, process questions, and quizzes help the reader organize a personal approach to money. Information boxes explain the history of gold, the ATM, simple versus compound interest, stock market terms, charitable giving, market targets, shopping choices, identity theft, careers, salaries, and possible earnings. Brancato employs extensive source notes that, like the text, include Web sites. Some of the sites, such as bolt.com and gurl.com, could be called into question. She refers frequently to the Wall Street Journal Classroom Edition, The Complete Idiot's Guide to Money for Teens (Alpha Books, 2001), Kids and Money (Bloomberg Press, 1999), and The Motley Fool Investment Guide for Teens (Fireside, 2002). This series addition encourages teens to establish healthy money practices and then grow in information and skill. Each chapter can promote discussions among the generations about managing money and will probably lead many teens to ponder their own as well as their family's budget decisions.-Lucy Schall.