ALA Booklist
(Thu Aug 04 00:00:00 CDT 2022)
This straightforward book by the staff of HerMoney.com effectively uses infographics to teach teens money management basics. It's intended for anyone to read but does emphasize finances for women, thanks to gender-wage inequities ("A study from the American Association of University Women says the gender wage gap won't actually be closed until 2119"). Five sections cover earning and managing money (budgeting, accounts, financial tracking apps, investing), spending (buying new versus used), the value of an education (traditional and nontraditional), careers, student-loan debt, and the correlation between good health and less financial stress. The book offers helpful interview tips, and Rebecca Cohen, one of the book's contributors, includes her resume and cover letter. Chapters have key takeaway summaries, definitions in sidebars, and exercises to reinforce what was introduced in the book's sections. Interviews with leading women business leaders or influencers, such as Minda Harts, Jazz Jennings, Crystal Echo Hawk, and Athena Valentine, are included. This useful financial guidebook for teens is appealingly illustrated with accurate, accessible, and timely content.
Kirkus Reviews
Financial advice and guidelines for young people taking their first hesitant steps into "Adultville."Personal finance experts, including the host of the HerMoney podcast, squire readers through the basics of goal setting, budgeting, banking, choosing credit and debit cards, managing student loans and other debt, health and other insurance, and job hunting. The advice is sensible and presented in positive, upbeat tones, if sometimes imprecise and overly generalized. It includes frank acknowledgment of continuing salary gaps based on gender, race, sexual orientation, and gender identity; cumulative intergenerational inequalities; and the effects on individuals who have more than one marginalized identity. The vital importance of developing a habit of saving as early as possible gets proper stress. The authors give stock market investing an equally hard sell, assuring readers that it's easy money with, over the long term at least, guaranteed profits. The work opens with a quote from Jane Bryant Quinn that "money isn't pink or blue; it's green," explaining that a primary goal of both the book and the HerMoney organization is redressing the long-standing gender gap in the world of finance by centering women while offering advice that readers of all genders can utilize. The work contains interviews with over a dozen individuals, many of them women business owners or leaders of women-centered initiatives, and youth-targeted sample lists of income sources and budget items. Cosford's small, color illustrations break up and brighten the text and portray racially diverse individuals.Encouraging, empowering, and up to date. (glossary, selected sources, index) (Nonfiction. 14-18)